Top 5 Best UPI App in India 2020 (Cashback, Refer and Earn)

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Top 5 Best UPI App in India


Best UPI App in India, Best payment app in India 2020, Best UPI app with cashback – Hy Guys I hope you’re enjoying Top 25 Best Money Making apps which are recently published by our Team. Today we are back with Top 5 Best UPI Apps which are Very Popular in India and Very Safe, You can Also Earn Cashback on Using These Apps, You will Get Cashback or Scratch Card on Every Time on Money Transfer or Scan & Pay.

What is UPI?

Unified Payment Interface (UPI) is a payment platform developed by the National Payments Corporation of India (NPCI), an RBI regulated entity.

Top 5 Best UPI App in IndiaIt allows you to make instant online payments between banks and accounts of any two parties by using a valid UPI ID, a virtual payment address linked to your bank account.

What is UPI PIN?

UPI-PIN (UPI Personal Identification Number) is a 4-6 digit passcode you create/set during first time registration with this App. You have to enter this UPI-PIN to authorize all bank transactions. If you have already set up a UPI-PIN with other UPI Apps you can use the same on BHIM.

(Note: Banks issued MPIN which is different from the UPI-PIN, please generate a new UPI-PIN in the BHIM app) Note: Please do not share your UPI-PIN with anyone. BHIM does not store or read your UPI-PIN details and your bank’s customer support will never ask for it.

Benefits of Top 5 Best UPI App in India?

  • Send or Receive Money from one Bank to others Instantly.
  • No need to remember Account Number, IFSC Code.
  • You have to choose your own unique UPI ID Code (Virtual ID).
  • You can create any number of UPI alias.
  • You can send or receive money anytime you want (24 x 7).

Safety and Security for Top 5 Best UPI App in India

When You start using UPI Payment Apps You must be thinking of how much safe these apps or UPI Technology.T hen let me Tell You UPI Technolgy is built By NPCIL (National Payment Corporation of India) which deals with fund transfer.T his systems are Monitor by RBI & Banks.

Each App is going tough Review process by Banks & Security experts then introduced in Market and there is a set of rules for everything.

Like if your transactions failed or not reached on beneficiary account it automatically returned back to sender accounts. This type of feature and more Security features are inbuilt to give you full Sequrity& safety of your app and funds.

List of Top 5 Best UPI App in India 2020?

S.No App Name Download
1. Amazon Pay Click Here
2. PhonePe Click Here
3. Google Pay Click Here
4. Mobikwik Click Here
5. BharatPe Click Here

Details of Top 5 Best UPI App in India 2020 : 

1. Amazon Pay UPI

Amazon Refer and Earn Rs.31/Refer

Amazon UPI is Offering Rs.31 Per refer when you invite your Friend and he/she creates Amazon Upi and makes a First Transaction Of Rs.250 or more. Get ₹31/Refer When Your Friends Create UPI & Make ₹250 Transfer. your Friends will get Flat Rs. 50 Bonus.

Setup Amazon UPI

  • First of all, Download or Update Your Amazon App.
  • Now Login or Sign up on Amazon Account.
  • Setup Your Amazon UPI.
  • Transfer Rs. 250 or more to Any UPI ID.
  • You will Get Flat Rs.100 Cashback on 1st Transactions.

Now you can Share Your Refer Link With Family and Relatives. When Your Friend Use Amazon UPI Using Your Referral Link And Initiate Their 1st Transaction, You Will Get Free Rs 31/Refer In Your Amazon Pay Wallet. You can Earn Unlimited money.

Know MoreAmazon UPI Offer 500rs cashback on Money Transfer

2. PhonePe Rs.100 Sign Up Bonus

PhonePe App Refer and Earn

PhonePe Sign up Offer Get up to Rs. 1000 Scratch Card On Sign Up as welcome (Make First UPI Transactions) + Rs.100 Per Referral Earn up to Rs.9999.

Download PhonePe App

  • Download PhonePe Using Above Link.
  • Sign Up with Your Mobile Number.
  • Just Complete Your Profile and Create Your UPI ID.
  • Then Make your First transaction to avail up to Rs.1000 Free Cash

A user can earn up to ₹9,999 cashback in the PhonePe wallet per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe.

Know MorePhonepe Refer and Earn – Get Rs.100 Per Referral

3. Google Pay UPI

Google Pay Nowadays is Running a Refer and Earn offer where you can get Rs.81 per Refer. Get a Chance to win Scratch cards up to Rs.1,00,000 and you can earn up to Rs.9000 this financial Year 2020.

Download Google Pay

  • First of all, Download Google Pay App From Play Store.
  • Now Sign Up using Bank Registered Mobile Number.
  • Use Google Pay Refer Code ”sg7ge7i” before your first transaction on Google pay and you will get Rs.21 Cashback.
  • Go to Home Page and Make Transaction Rs.1 or More.
  • You will get instantly Rs.21 in Your Bank Account.

Now Start Referring to Your Friends on Google Pay to Earn Rs.81 Per Refer and You can Earn Rs.9999 using Referral Program.

Google Pay Earning Proof

Google Pay Rs.1 Lakh Winning Proof

Know MoreGoogle Pay Referral Code {sg7ge7i} – Get Rs.21 Bank Cash

4. Mobikwik UPI Rs.50 Sign Up Bonus

Mobikwik is Recently Starting to Refer and Earn Programme in which you will get Rs.50 Sign Up Bonus and Rs.20 per Refer, you can Earn Maximum Rs.1500.

Use MobiKwik for mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payment, insurance payment & DTH recharge. Transfer money from bank to bank instantly. 

Setup Mobikwik UPI

  • Firstly Download Mobikwik App and Register Via Your Mobile Number.
  • Just Fill Basic Details and Complete Your Profile.
  • Then Setup Mobikwik UPI and Complete your 1st Transactions.
  • You will get Flat Rs. 50 on Your Account.

Then you can take Part in Refer and Earn Program and Earn Rs. 1500 from Mobikwik App.

Know MoreMobikwik UPI Refer and Earn – Sign Up Bonus Rs.50 | Earn ₹1500

5. BharatPe UPI Offer

BharatPe Refer and Earn Proof

BharatPe makes payment acceptance simple by offering merchants a single interface for all UPI apps such as PayTM, PhonePe, Google Pay, BHIM, Mobikwik, Freecharge, True Caller, and hundreds of other UPI apps.

This is App is Specially for Retailer and Merchant. A new application where you can Rs.100 on Sign up Bonus & Rs.100 per successful refers that signs up using your Referral Link.

Download BharatPe App

  • First of all, Download BharatPe using Above Link.
  • Fill your Basic Details and Complete Your Profile
  • Create Your Account and Setup UPI.
  • Once You Accept 10 Successful Payment of Rs.5 or More.
  • Rs.100 Will be credited into your Bank Account.

BharatPe app is giving Rs. 100 per refer that is fully redeemable in Bank cash. If you have a good source of referrals than you can earn unlimited Bank cash by referring to the BharatPe app with your friends and family.

BharatPe Earning Proof

BharatPe Earning Proof

Know MoreBharatPe App Refer and Earn Rs.100 Bank Cash per Referral

Frequently Asked Questions

Does UPI is safe?
UPI is a very safe medium for online transactions but the security levels are not that high because if someone figures out your M-PIN then he/she is good to go and can easily transfer any amount of money from the bank account.
What is UPI method of payment?
Unified Payments Interface (UPI) is an instant payment system developed by the National Payments Corporation of India (NPCI), an RBI regulated entity. UPI is built over the IMPS infrastructure and allows you to instantly transfer money between any two parties’ bank accounts.
How do I link my UPI bank account?
Go to Bank Account section, and tap on the ” Add New Bank ” button. Select the bank which you want to link with PhonePe from the list of available banks. PhonePe will fetch your account details in an instant and will link it to your account. proceed to set up UPI PIN by tapping on the set UPI PIN button.
What happens if I forget my pin?
In case someone forgets the UPI pin, he needs to re-generate a new UPI pin using his debit card details (the last six digits of their debit card & expiry date).
How is UPI different from IMPS?
UPI is providing additional benefits to IMPS in the following ways:

  1. Provides for a P2P Pull functionality
  2. Simplifies Merchant Payments
  3. Single APP for money transfer
  4. Single click two-factor authentication

Final Words :

This was all About Top 5 Best UPI App in India 2020 Using This App You Can Earn Real Money. Team Free Shopping Deal Always tries first and verifies before updating any Offers. we also add Earning Proof which makes it easy to know that the Apps, offers are verified and genuine. Our users and their time are always valuable to us so we will never update fake offers.

If you need any help with Top 5 Best UPI App in India you can comment below and Team FSD promises to revert as soon as possible. If we find any new app it will be updated here or if you have any offers or app that helps in the income you can contact us. if any offer or apps terms and conditions change we will update it to help you.

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