Top 5 Best UPI App in India
Quick Look
Best UPI App in India, Best payment app in India 2025, Best UPI app with cashback – Hy Guys I hope you’re enjoying the Top 50 Best Money Making apps which are recently published by our Team. Today we are back with the Top 5 Best UPI Apps which are Very Popular in India and Very Safe, You can Also Earn Cashback on Using These Apps, You will Get Cashback or Scratch Card Every Time on Money transfers or Scan & Pay.
What is UPI?
Unified Payment Interface (UPI) is a payment platform developed by the National Payments Corporation of India (NPCI), an RBI regulated entity.
It allows you to make instant online payments between banks and accounts of any two parties by using a valid UPI ID, a virtual payment address linked to your bank account.
What is UPI PIN?
UPI-PIN (UPI Personal Identification Number) is a 4-6 digit passcode you create/set during First time registration with this App. You have to enter this UPI-PIN to authorize all bank transactions. If you have already set up a UPI-PIN with other UPI Apps you can use the same on BHIM.
(Note: Banks issued MPIN which is different from the UPI-PIN, please generate a new UPI-PIN in the BHIM app) Note: Please do not share your UPI-PIN with anyone. BHIM does not store or read your UPI-PIN details and your bank’s customer support will never ask for it.
Benefits of Top 5 Best UPI App in India?
- Send or Receive Money from one Bank to others Instantly.
- No need to remember the Account Number, IFSC Code.
- You have to choose your own unique UPI ID Code (Virtual ID).
- You can create any number of UPI alias.
- You can send or receive money anytime you want (24 x 7).
Safety and Security for Top 5 Best UPI App in India
When You start using UPI Payment Apps You must be thinking of how safe these apps are or UPI Technology.Then let me Tell You UPI Technology is built By NPCIL (National Payment Corporation of India) which deals with fund transfer.T his systems are monitored by RBI & Banks.
Each App is going tough a Review process by Banks & Security experts then introduced in the Market and there is a set of rules for everything.
Like if your transactions failed or were not reached on the beneficiary account it automatically returned back to sender accounts. This type of feature and more Security features are inbuilt to give you full Sequrity& safety of your app and funds.
List of Top 5 Best UPI App in India 2025
| S.No | App Name | Download |
| 1. | Amazon Pay | Click Here |
| 2. | PhonePe | Click Here |
| 3. | Google Pay | Click Here |
| 4. | Mobikwik | Click Here |
| 5. | BharatPe | Click Here |
Best UPI App to Get Free Cashback
1. Amazon Pay UPI
Amazon UPI is Offering Rs.75 Per refer when you invite your Friend and he/she creates Amazon Upi and makes the First Transaction Of Rs.250 or more. Get ₹75/Refer When Your Friends Create UPI & Make ₹250 Transfer. your Friends will get Flat Rs. 50 Bonus.
- First of all, Download or Update Your Amazon App.
- Now Login or Sign up on your Amazon Account.
- Setup Your Amazon UPI.
- Transfer Rs. 250 or more to Any UPI ID.
- You will Get a Flat Rs.100 Cashback on 1st Transactions.
Now you can Share Your Refer Link With Family and Relatives. When Your Friend Use Amazon UPI Using Your Referral Link And Initiate Their 1st Transaction, You Will Get Free Rs 31/Refer In Your Amazon Pay Wallet. You can Earn Unlimited money.
Know More: Amazon UPI Offer 500rs cashback on Money Transfer
2. PhonePe Rs.100 Sign Up Bonus
PhonePe SignUp Offer Get up to Rs. 1000 Scratch Card On Sign Up as welcome (Make First UPI Transactions) + Rs.100 Per Referral Earn up to Rs.9999.
- Download PhonePe Using Above Link.
- Sign Up with Your Mobile Number.
- Just Complete Your Profile and Create Your UPI ID.
- Then Make your First transaction to avail up to Rs.1000 Free Cash
A user can earn up to ₹9,999 cashback in the PhonePe wallet per financial year (i.e. 1st April to 31st March) from offers disbursed on PhonePe.
Know More: Phonepe Refer and Earn – Get Rs.100 Per Referral
3. Google Pay UPI
Google Pay Nowadays is Running a Refer and Earn offer where you can get Rs.81 per Refer. Get a Chance to win Scratch cards up to Rs.1,00,000 and you can earn up to Rs.9000 this financial Year 2021.
- First of all, Download Google Pay App From Play Store.
- Now Sign Up using Bank Registered Mobile Number.
- Use Google Pay Refer Code ”UD4fx” before your first transaction on Google pay and you will get Rs.21 Cashback.
- Go to Home Page and Make Transaction Rs.1 or More.
- You will get instantly Rs.21 in Your Bank Account.
Now Start Referring to Your Friends on Google Pay to Earn Rs.81 Per Refer and You can Earn Rs.9999 using Referral Program.
Google Pay Earning Proof
Know More: Google Pay Referral Code {sg7ge7i} – Get Rs.21 Bank Cash
4. Mobikwik UPI Rs.50 Sign Up Bonus
Mobikwik is Recently Started to Refer and Earn Programme in which you will get Rs.50 Sign Up Bonus and Rs.20 per Refer, you can Earn a Maximum of Rs.1500.
Use MobiKwik for mobile prepaid recharge, postpaid bill payment, utility bills, electricity bill payments, water bill payments, insurance payments & DTH recharge. Transfer money from bank to bank instantly.
- Firstly Download Mobikwik App and Register Via Your Mobile Number.
- Just Fill Basic Details and Complete Your Profile.
- Then Setup Mobikwik UPI and Complete your 1st Transactions.
- You will get Flat Rs. 50 on Your Account.
Then you can take Part in Refer and Earn Program and Earn Rs. 1500 from Mobikwik App.
Know More: Mobikwik UPI Refer and Earn – Sign Up Bonus Rs.50 | Earn ₹1500
5. BharatPe UPI Offer
BharatPe makes payment acceptance simple by offering merchants a single interface for all UPI apps such as PayTM, PhonePe, Google Pay, BHIM, Mobikwik, Freecharge, True Caller, and hundreds of other UPI apps.
This is App is Specially for Retailers and Merchant. A new application where you can Rs.100 on Sign up Bonus & Rs.100 per successful refers that signs up using your Referral Link.
- First of all, Download BharatPe using Above Link.
- Fill your Basic Details and Complete Your Profile
- Create Your Account and Setup UPI.
- Once You Accept 10 Successful Payment of Rs.5 or More.
- Rs.100 Will be credited into your Bank Account.
BharatPe app is giving Rs. 100 per refer that is fully redeemable in Bank cash. If you have a good source of referrals then you can earn unlimited Bank cash by referring to the BharatPe app with your friends and family.
BharatPe Earning Proof
Know More: BharatPe App Refer and Earn Rs.100 Bank Cash per Referral
Frequently Asked Questions
- Provides for a P2P Pull functionality
- Simplifies Merchant Payments
- Single APP for money transfer
- Single click two-factor authentication
Final Words :
This was all About the Top 5 Best UPI App in India 2021 Using This App You Can Earn Real Money. Team Free Shopping Deal Always tries first and verifies before updating any Offers. we also add Earning Proof which makes it easy to know that the Apps, offers are verified and genuine. Our users and their time are always valuable to us so we will never update fake offers.
If you need any help with the Top 5 Best UPI App in India you can comment below and Team FSD promises to revert as soon as possible. If we find any new app it will be updated here or if you have any offers or app that helps in the income you can contact us. if any offer or apps terms and conditions change we will update it to help you.
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